In order to open a bank account in New York City, you must be a U.S. citizen or resident alien with a valid social security number. You will also need to have a government-issued ID, such as a driver's license, passport, or state ID. If you are not a U.S. citizen or resident alien, you may still be able to open a bank account if you have a valid visa or green card.

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There are many different types of banks in New York City. Here is a list of the most common:

1. Commercial Banks: These are the traditional banks that most people think of when they think of banking. They offer checking and savings accounts, loans, and other financial services to businesses and individuals.

2. Investment Banks: These banks focus on investing money for their clients, rather than lending it out. They often work with large corporations and help them raise capital by issuing stocks and bonds.

3. Private Banks: These banks cater to wealthy individuals and families. They offer personalized services and tailor their products to meet the needs of their clients.

4. Community Banks: These banks serve the local community and often have a more personal relationship with their customers. They offer products and services that meet the specific needs of the area they serve.